Insuring a BMW
M models with circuit genes and an everyday role. We insure your BMW at agreed or purchase value, with repairs at your own authorised brand dealer.
You do not insure a BMW like any other car
The value, the parts and the theft risk are different. That is why we tailor the policy to your model, specification and use.
Three levels, each tailor-made
We start with your car and how you use it. Then we choose the cover that fits.
Liability
Required by law. For classics with limited use, sometimes exactly enough.
- Damage to others
- Assistance in the Netherlands and Europe
- Legal assistance as an option
Third party, fire & theft
For older cars with a fixed value.
- Theft and burglary
- Fire, storm, hail and natural hazards
- Window damage and collisions with animals
Comprehensive
For new and valuable sports cars.
- Including own fault and vandalism
- Agreed or purchase value
- Repairs at your own authorised brand dealer
- Replacement vehicle of the same class
What customers ask us most often
Is your question not listed? Call or e-mail us, we will be happy to help.
All questions →Why a specialist insurance policy for my sports car?
A standard car insurance policy works with the current market value and standard depreciation. With a sports car or classic, the real value often develops differently – sometimes it even rises. A specialist policy works with an appraised or agreed value, a repairer of your choice and cover that suits how you use the car.
What is a valuation report and do I need one?
A valuation report records the value of your car, as assessed by a certified valuer. If the insurer accepts the report under article 7:960 of the Dutch Civil Code (BW), that value applies in the event of a total loss or theft and you will not have to prove anything afterwards. Such a report is usually valid for 36 months. We always recommend one for classic cars and cars that are rising in value.
What does a purchase-value or fixed-value arrangement mean?
With a new car, the insurer pays out the purchase value rather than the current market value during the first few years. How long this applies varies by insurer. With a fixed-value arrangement, an agreed amount applies, often based on a valuation report.
Is a tracking system mandatory?
Above a certain list price, insurers require an approved tracking system. The threshold and the required class vary by insurer and by make. We will tell you in advance what applies to your car and can arrange the installation for you.
Your proposal within one working day
Tell us which car you drive. A specialist will call you back with a proposal that suits your car and how you use it.